Your roof is responsible for protecting your home from the harsh elements including rain, snow, sleet, wind, and hail. Professional installation and top-quality roofing products will help keep your home protected, but sometimes Mother Nature can wreak havoc on your home’s exterior. Here is some great information on what to do if your home suffers hail or wind damage.
Wind damage to your roof.
In Alberta, we can get some extreme wind and we’ve all witnessed the damage it can do to our buildings. If you’ve noticed shingles have blown off your roof or other extensive damage, contact a professional roofer to inspect your roof and home and identify areas that might need immediate repair. The last thing you want is water entering your home, causing even more costly damage.
You should also replace broken or worn shingles. Invest in quality, impact-resistant shingles if you live in a windy area. They have a higher cost upfront, but they are specially designed to resist damage from wind and hail, saving you money in the long run.
Walk around your property and remove any trees that were damaged in the wind storm that could fall on your home. Falling trees is dangerous work. You should call a professional tree removal company to do the job for you.
Hail damage to your roof.
Hail is another natural element we must deal with here in Alberta and it can cause some damage. A hail storm might result in needing a complete roof replacement or just some minor roof repair. Your asphalt shingles are made of asphalt that is strengthened by a covering material and are coated with little granules that are designed to protect your home from the sun’s harmful UV rays. Hail has the power to damage the granules, strip them off and even put holes in the shingles. This leaves your home vulnerable to the elements and should be fixed or replaced immediately.
Hail damage is difficult to detect from the ground. If you feel uncomfortable to go up on the roof, you should contact a roofing contractor to inspect the roof for you. Another way to check for holes in the roof is to go into your attic during daylight hours, close the door or hatch so it’s completely dark and look for any holes of light coming through. Look between the rafters. If it’s dark enough, you might see lighter spots that indicate your roof needs immediate repair. Learn more about how to spot hail damage.
What about insurance?
Every insurance policy is different, so it’s important to read the details in your homeowners insurance policy. Even the same national company can have different policies depending on the province, age of the roof or other specifics of your property and there might be differences in your coverage limits, deductibles, and certain exclusions. A roofer cannot interpret your insurance coverage, so the best thing you can do is speak with your insurance provider about the details if you intend on using an insurance claim to pay for your roof repairs or replacement. Only your insurance company can give you accurate answers to any questions you might have.